Prevent Stripeaccount suspension
Monitor dispute rates in real-time. Get AI recommendations. Stay compliant with official VAMP/ECM thresholds.
Know Your Limits
Payment processors monitor far below official card network limits. Stay ahead of the curve.
Official Network Limits
Public thresholds from Visa, MC, Amex
Industry Guidance
Safe operating zones for processors
Regulatory Cascade Effect
Visa holds acquirers (like Stripe) responsible for their entire portfolio. If an acquirer's portfolio-wide average exceeds 0.5%, Visa can impose enforcement fines. Acquirers then set stricter merchant limits (typically 0.7%-1.0%) to maintain buffer and avoid these penalties.
Industry Guidance
The 0.75% threshold is widely referenced as industry guidance for "excessive" dispute activity. While not official processor policy, it represents common monitoring practices across payment processors.
Timeline (Nov 2025)
Visa VAMP enforcement began October 1, 2025 (1.5% threshold). The threshold drops to 0.9% on January 1, 2026, with acquirer portfolio limits tightening to 0.5% simultaneously.
How it works
Three simple steps to total peace of mind.
Connect your Stripe account
Add your read-only API key. Your data stays encrypted and secure.
Monitor in real-time
Track dispute rates by card network. Get instant alerts when you near thresholds.
Take action
Follow AI-powered recommendations to prevent disputes and stay compliant.